I created this site because I feel there is a need for a simple, understandable explanation of what the world’s money and banking systems do and how this affects the broader economy.

I was a technical writer by profession (now retired), and what I did for a living was dissect and decipher complicated material and try to present the information in a way that made it understandable to the people who needed to work with it. Since very nearly everyone is affected by money, I felt it would be worthwhile if I used my technical writing skills to try to make the subject accessible to a few more people.

In researching this area, I learned a lot of new things, and came to some conclusions that I wasn’t expecting. I hope I’m presenting the information in a way that helps people think with the subject and draw their own conclusions. I suspected from the beginning that our current system was very deeply flawed—I just didn’t know what the flaw was. Now that I’ve gained a better understanding of what the system is doing, I’m attempting to make it broadly accessible and understandable to others.

For now and for the foreseeable future, this site is dedicated solely to education in the basic facts and principles operating in the existing money system. I believe that if more people understood the flaws in our existing system, more people would look for, support, and demand a change to a better system. What that system should be and how to get there from what we have now, is a complicated problem, and among people who have some understanding of the problem there are varying opinions about it.

I believe in order to form an intelligent opinion and devise a solution, one needs a firm understanding of the fundamentals of the subject–and one needs to be free of false information and non-fact-based opinions. The goal of this site is to provide a fundamental understanding of the existing system.

So…if you find anything on this site that isn’t understandable, or that you believe is not factual, it would be an enormous help to me if you’d contact me with your questions and issues. Also, of course, if you do understand it, sharing it in any way you can will be a great help.

Mari Werner

Last modified: September 12, 2019